When is the Right Time to Buy? An Interview with Justin Harvey, CFP (Coming Soon)
Deciding when to buy a home can be one of the hardest parts of the homebuying process. For busy professionals, the decision often comes during a complicated stage of life: training, early career, job transitions, family changes, and rising Bay Area home prices.
In this episode, we walk through how to think about timing in a practical and personal way. We also talk about budgeting, including one of the most important questions buyers can ask: how much house is too much? We’ll discuss why the maximum amount a lender approves you for is not always the amount you should spend, how to think about monthly payments, and how a home purchase fits in with the rest of your actual life (childcare, student loans, retirement savings, and the rest of your actual life.
This episode is designed to help local buyers move beyond vague advice like “buy as soon as you can” or “wait until you are settled.” Instead, we offer guidance for making a confident decision based on your finances, career stage, values, and tolerance for risk. Whether you are just starting your home search or deep in the process, this episode will help you think more clearly about when buying a home makes sense, and when waiting may be the wiser choice.
